Business Insurance
BWe specialize in middle market commercial business insurance. We can help your company with everything from general liability insurance to surety bonding. Below are just some of the business insurance specialties we provide:
General Liability Insurance
Commercial Property Insurance
Commercial Auto and Truck Insurance
Workers Compensation
Directors and Officers Liability
Professional Liability Insurance
Surety & Fidelity Bonds
Ocean Cargo
Employment Practices Liability
Self Insurance Plans
Foreign Property & Liability
Employee Leasing
Umbrella Liability
Fire & Allied Property
Loss Control & Safety Programs
Employee Benefits
Key Man Life
Long Term Disability
Business Executive Life
Group Accident & Health
401k
Personal Insurance
PWhen it comes to your personal insurance needs, we don’t compromise. Our firm believes in finding the best coverage to protect your assets at a reasonable price. Below are just some of the personal insurance lines of coverage that we provide:
Homeowners Insurance, Including Luxury Homeowners Insurance
Condominium Insurance
Auto Insurance, Including Luxury Auto Insurance
Aircraft Insurance
Boats & Yachts
Antique & Collector Car Insurance
Estate Planning
Life & long Term Disability
Personal Umbrella Insurance
Jewelry and Art Insurance
Life and Health Insurance
Premier Client Services
High Value Homes
Residential Appraisal Services
Family Office Liability
Classic Automobiles
Aircraft & Aviation
Employment Practices Liability
International Property
Fine Art & Jewelry
Antiques & Collections
Watercraft & Yacht
Multi-State Residences
Lutgert Insurance of Sarasota
LLutgert Insurance offers a comprehensive array of personal and commercial insurance products, including estate planning services, workers’ compensation and employee benefits programs.
Lutgert Insurance’s mission is to protect its clients’ assets and earning power by identifying and evaluating risks, providing insurance products to address those risks and by offering expert loss control and prevention consultation. Lutgert Insurance of Sarasota is committed to not only providing insurance in the traditional sense, but to insuring its clients’ trust as well. That commitment has served Lutgert Insurance’s clients and the company for over 50 years.
Our History
HLutgert Insurance has been a vital member of the Southwest Florida business community since 1953. For nearly sixty years, the company’s reputation for integrity, professionalism and service has set a new standard for the industry. That reputation explains why business and individuals of all types turn to Lutgert Insurance to meet their insurance and financial planning needs.





